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Flood Insurance :strategies For Increasing Private Sector Involvement : Report To Congressional Committees.

" NFIP has accrued $24 billion in debt, highlighting structural weaknesses in the program and increasing concerns about its burden on taxpayers. As a result, some have suggested shifting exposure to the private sector and eliminating subsidized premium rates, so individual property owners—not taxpayers—would pay for their risk of flood loss. NFIP was created, in part, because private insurers were...

Paperback: 34 pages
Publisher: CreateSpace Independent Publishing Platform (July 28, 2017)
Language: English
ISBN-10: 9781973959106
ISBN-13: 978-1973959106
ASIN: 1973959100
Product Dimensions: 8.5 x 0.1 x 11 inches
Format: PDF Text TXT ebook

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unwilling to insure against flood damage, but new technologies and a better understanding of flood risks may have increased their willingness to offer flood coverage. The Biggert-Waters Flood Insurance Reform Act of 2012 moves NFIP toward charging more full-risk rates. It also mandates that GAO conduct a study on increasing private sector involvement in flood insurance. This report addresses (1) the conditions needed for private sector involvement in flood insurance and (2) strategies for increasing private sector involvement. To do this work, GAO reviewed available documentation and hosted a roundtable in August 2013 that included stakeholders from FEMA, the insurance and reinsurance industries, and state insurance regulators, among others. GAO also interviewed other similar stakeholders. "